It's payday. You come to the credit union to cash your check, or maybe it's automatically deposited into your account. You buy several items with cash and credit, and pay your bills. Before you know it much of your paycheck is gone, and for the most part where it went is a mystery.

If this is an all-too-familiar scenario, consider our debit card. The debit card combines the convenience of the credit card and the money tracking benefits of a checks.

You use a debit card the same way you use a credit card. The major difference is that when you do, you're spending money that you actually have in your account, not money you expect to have at the end of the month.

There's no monthly bill or interest to pay. And tracking your money is easy because you record your purchases and can verify them with the itemized statement you'll receive at the end of each month.

Debit cards typically are accepted anyplace that takes Visa™ or MasterCard™.

Our MasterMoney™ debit card has no fees, and also allows you access to your funds 24 hours a day at any ATM that accepts Mastercard™. Come see us for more information about debit cards. You'll start to see how easy tracking your money can be.