Current loan rates Here at SMFCU we have great rates on car, boat and RV loans. These are great year-round for all terms. All rates shown are with a .26% deduction for transfer payment. Our current rates are listed below. We will always Match any Rate you qualify for! Type of Auto Loan % Financed Term APR Auto 2008-06 75% 72 6.29% Auto 2008-06 80% 72 6.54% Auto 2008-06 90% 72 6.79% Auto 2008-06 95% 72 7.04% Auto 2008-06 100% 72 7.33% Auto 2008-06 105% 72 9.24% Auto 2008-06 110% 72 9.54% Auto 2005-02 75% 60 7.24% Auto 2005-02 80% 60 7.49% Auto 2005-02 90% 60 7.74% Auto 2005-02 95% 60 7.99% Auto 2005-02 100% 60 8.24% Auto 2005-02 105% 60 9.24% Auto 2005-02 110% 60 9.54% Auto 2001-97 90% 48 8.24% Auto 2001-97 95% 48 8.49% Auto 2001-97 100% 48 8.74% Auto 2001-97 105% 48 10.29% Auto 2001-97 110% 48 10.49% Auto 1996 & older 90% 48 8.74% Auto 1996 & older 95% 48 8.99% Auto 1996 & older 100% 48 9.24% Auto 1996 & older 105% 48 10.49% Auto 1996 & older 110% 48 10.99% Type of Loan % Financed Term APR Share Secured   up to 180 4.25% Unsecured   10 10.49% Unsecured   11 11.49% Unsecured   48 12.49%         RV/Boat loans RV's/Boats 80% see below 7.15% RV's/Boats 85% see below 7.20% RV's/Boats 90% see below 7.25% RV's/Boats 95% see below 7.30% RV's/Boats 100% see below 7.40% RV's/Boats 105% see below 7.99% RV's/Boats 110% see below 8.15% RV/Boat terms Up to $10,000 60 months Up to $15,000 72 months Up to $20,000 96 months Over $20,000 144 months         Credit Card     12.90%         LOC Overdraft     12.49% Amount Borrowed Payment $1 - 500 $30.00 $501 - 1000 $50.00 $1001 - 1500 $75.00 $1501 - 2000 $100.00 Loan types Auto Share-secured Unsecured RV/Boat Credit Card LOC Loan tools Need to see how much you can afford, or how much your payments would be? Use our loan calculator. © 2008 Spokane Media Federal Credit Union